How Much Do Hurricane Shutters Cost Per Window? A Detailed Guide to Pricing, Types, and Installation Factors 2025

When preparing a home for hurricane season, investing in hurricane shutters is essential for protecting windows from wind and debris. The cost for hurricane shutters varies greatly depending on the type, materials, window size, and installation complexity. This comprehensive guide explores the average cost of hurricane shutters per window, compares different shutter types, and explains installation and maintenance expenses. Homeowners can use this information to budget wisely and select the best protection for their property.

Type of Hurricane Shutter	Average Cost per Window	Pros	Cons
Accordion Shutters	$15 – $30 per sq. ft.	Permanent, easy use, quick deployment	Higher upfront cost, may be less aesthetic
Bahama Shutters	$33 – $50 per sq. ft.	Attractive, shade when not in use	Limited visibility, higher price
Colonial Shutters	$40 – $55 per sq. ft.	Classic look, easy to use	High installation cost
Roll-Down Shutters	$25 – $60 per sq. ft.	Automatic/Manual options, strong protection	Expensive, may require professional repair
Storm Panels (Aluminum/Steel)	$7 – $20 per sq. ft.	Cost-effective, removable	Manual installation, storage required

Breaking Down Hurricane Shutter Costs Per Window

The average cost of hurricane shutters per window depends on several key factors: type, material, labor, window size, and location. Most homeowners in hurricane-prone areas spend between $200 and $1,500 per window for supply and installation. The following sections offer a detailed breakdown to help you understand the full scope of shutter expenses.

Major Factors Affecting Hurricane Shutter Pricing

1. Shutter Type and Material

Shutter style and material play the most significant roles in determining price. Roll-down and colonial shutters cost more due to complex mechanisms or custom manufacturing, while storm panels are more budget-friendly and widely available. Aluminum is the most common material thanks to its durability and cost-effectiveness, but steel and polycarbonate options are also available at varying prices.

2. Window Size and Shape

Larger or custom-shaped windows significantly increase costs because shutters must be built to precise dimensions. For example, standard 24”x48” windows cost less to protect than oversized or bay windows requiring multiple sections or custom fabrication.

3. Labor and Installation Complexity

Professional installation averages 30-50% of total costs per window. Complexity factors include multistory homes, accessibility, and the need for reinforcement or additional hardware. DIY installation can save money but may not be suitable or safe for larger, motorized systems.

4. Geographic Location and Local Codes

Regional differences impact pricing due to building codes, risk level, and labor rates. Coastal cities with high hurricane risks, such as Miami or New Orleans, may have higher prices reflecting stronger building standards and greater demand.

5. Additional Features and Maintenance

Automation, remote controls, and reinforced locking systems add to the overall cost. Periodic maintenance is required for permanent shutters, especially roll-down types, adding small annual expenses over their lifespan.

Average Cost Per Window by Shutter Type: A Closer Look

Here’s a more detailed breakdown of each popular hurricane shutter type in the U.S. market:

Shutter Type	Average Price (Materials Only)	Average Price (Installed Per Window)	Best For
Accordion	$120 – $250	$250 – $600	Year-round homes, ease of deployment
Bahama	$200 – $400	$350 – $1,000	Style and ventilation
Colonial	$350 – $700	$500 – $1,200	Historic or decorative properties
Roll-Down	$300 – $750	$450 – $1,650	Maximum protection, automation
Storm Panels	$75 – $200	$120 – $350	Budget-friendly, seasonal use

Cost Perspectives: Home Size, Property Type, and Installation Method

The final price is influenced by a property’s size and the installation approach. Here’s how costs can vary:

Perspective	Description	Estimated Range
Small Home (8-10 windows)	Standard window sizes, full coverage	$2,000 – $10,000
Large Home (20+ windows)	Custom sizes, multiple stories	$5,000 – $30,000
DIY versus Professional Install	DIY for panels (save up to 30%); pros needed for complex shutters	DIY: $100-$400/window, Pro: $250-$1,600/window
Coastal City	Strict code compliance, higher labor rates	+10-20% to base cost

Additional Hurricane Window Protection Options

1. Impact-Resistant Windows vs. Shutters

Impact-resistant (hurricane) windows are another solution, eliminating the need for shutters. However, they come at a higher price—typically $500 to $1,500 per window installed. Some homeowners choose a combination of shutters and impact glass for optimal safety.

2. Hurricane Fabric Screens

Hurricane fabric is a flexible, removable alternative, averaging $15 to $30 per square foot installed. Fabric offers quick setup and storage, making it ideal for certain window types or as a temporary solution.

Comparing Hurricane Shutter Types: Durability, Aesthetics, and Functionality

Shutter Type	Durability	Aesthetics	Functionality
Accordion	High – permanent	Moderate	Quick deploy, secure
Bahama	High – semi-permanent	High – decorative	Fixed, shade
Colonial	High – permanent	High – historic	Easy deploy, side swing
Roll-Down	Very high	Low-Moderate (recessed)	Automatic/manual, secure
Storm Panels	Moderate (removable)	Low	Seasonal, requires storage

Cost Comparisons by Region: U.S. State and Coastal Factors

Prices are typically higher in states with frequent hurricanes or certain strict building codes, such as Florida, Texas, and the Gulf Coast. Construction booms, labor shortages, or disruptions can impact both materials availability and pricing. The following table compares average costs in key states:

Region/State	Average Shutter Cost Per Window	Code Requirements
Florida	$350 – $1,500	Strict (Miami-Dade)
Texas Gulf Coast	$300 – $1,400	Moderate-High
Carolinas	$250 – $1,200	Moderate
Louisiana	$300 – $1,350	Moderate-High

Assessing Value: Cost Versus Hurricane Protection Benefits

• Long-Term Protection: Quality shutters may last 20+ years, providing decades of security.
• Insurance Savings: Some insurers offer policy discounts for homes with approved hurricane shutters.
• Resale Value: Homes with code-compliant shutters may appraise higher in coastal markets.

Budgeting for Hurricane Shutter Installation: Sample Cost Calculation

For a mid-sized home in Florida needing 12 shutters (standard windows, mix of accordion and panels):

• 8 windows with accordion shutters: $400/window installed = $3,200
• 4 windows with storm panels: $200/window installed = $800
• Total (materials + labor): $4,000

Additional costs may apply for taxes, permits, or motorized systems.

Permit and Inspection Fees

Local permits and inspections can cost between $75 and $250 per project, depending on the municipality and home size. Most cities along the Gulf and Atlantic coasts require documented compliance with hurricane protection standards. Homeowners should verify local requirements and factor these fees into their total budget.

Annual Maintenance and Longevity Costs

Permanent shutters—like accordion, Bahama, colonial, and roll-down—require periodic checks, lubrication, and occasional replacement of parts. Homeowners should budget $50-$150 annually for routine maintenance per home, with more costly repairs (like motor replacement) possible every 10-15 years for roll-down systems. Removable panels need secure, dry storage to avoid rust and wear.

Insurance and Savings Offsets

• Potential premium reductions: Up to 10-20% for qualifying homes with certified hurricane protection
• Documentation required: Insurers may require receipts, permits, and inspection reports for discounts
• Impact: Shutter investment may pay for itself over time in high-risk areas

Financing Options and Tax Incentives

Many storefronts and contractors offer no-interest financing or low-rate loans for hurricane shutter installation. Some states provide tax rebates or local incentive programs—especially after major storms. Homeowners should inquire with local authorities for the latest incentives and credit programs available in their area.

Choosing a Contractor: What to Look For

• Licensing and insurance: Always hire a certified, insured contractor to guarantee safety and code compliance.
• Experience with local codes: Coastal regions often require specific approvals or materials.
• References and warranty: Ask for service warranties and local customer references to ensure reputable installation and service.

Cost Summary Table: Hurricane Shutters Per Window from Multiple Perspectives

Perspective	Estimated Cost (Per Window)	Notes
Budget (Basic Storm Panel / DIY)	$100 – $280	No automation, removable, manual setup
Standard (Accordion / Professional)	$250 – $600	Permanent, code-compliant, rapid deploy
Premium (Colonial / Bahama / Roll-down)	$500 – $1,600	Aesthetic or automated, maximum strength
Luxury (Impact Windows)	$800 – $2,500	Dual-purpose, no removable shutters needed

Ultimately, the best hurricane shutter solution depends on budget, house style, risk level, and personal preferences. Homeowners should evaluate both upfront and long-term costs alongside their specific protection and aesthetic priorities. Consulting with local professionals is the most reliable way to receive accurate estimates tailored to a particular property and region.